Direct Answer
Clause 4 is an enabling provision that allows the government to organically expand the uniform evidential framework beyond traditional banks to modern financial service providers
| Traditional Banks / Post Offices | Directly Covered by Default |
| NBFCs & Payment Aggregators | Coverable via Central Govt Notification (Clause 4) |
| Fintech Companies | Coverable via Central Govt Notification (Clause 4) |