What is the Capital to Risk-weighted Assets Ratio (CRAR)?

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Direct Answer
The Capital to Risk-weighted Assets Ratio (CRAR) is a prudential metric that compares a bank’s capital to its risk-weighted assets to gauge its financial stability and capacity to absorb unexpected losses
Tier 1 Capital
Core equity and reserves that form the primary loss-absorbing buffer.
Tier 2 Capital
Supplementary capital elements like subordinated debt.
Risk-Weighted Assets
Assets adjusted for their specific credit risk profiles.