Direct Answer
Adjusted Net Bank Credit (ANBC) is the primary denominator used to calculate a bank’s priority sector lending quota. Certain liabilities are exempted to encourage specific macroeconomic investments
| General Corporate Bonds | Included in ANBC (No deduction) | Standard Banking Operations |
| Long-Term Bonds for Infrastructure | Eligible to be Netted / Deducted | Resource Raising Norms 2025 |
| Long-Term Bonds for Affordable Housing | Eligible to be Netted / Deducted | Resource Raising Norms 2025 |