Looking for the most important Domestic Systemically Important Bank (D-SIB) for your upcoming exams? We have analyzed past papers for Bank Promotion Exams Scale II – V, RBI Exams, SBI PO, and IBPS PO to bring you the 15 most expected questions. Take the live test, review the blueprint, and master the core concepts.
- 🚀 Updated for 2026: Aligned with the latest Bank Promotion Exams Scale II – V, RBI Exams, SBI PO, and IBPS PO syllabus.
- 🧠 Output & Concept Based: Covers basics to advanced scenarios.
- 📊 Live Gamification: Track your score and time dynamically.
- 📥 Free PDF Notes: Available instantly via our Telegram channel.
Test Blueprint & Topic Weightage
| Section / Topic | Question Range | Difficulty Level |
|---|---|---|
| Core Framework & Designation Rules | Q1 – Q6 | Easy to Medium |
| Assessment Indicators & Metrics | Q10 – Q12 | Medium |
| Capital Surcharges & Bucketing | Q8 – Q13 | Hard |
| Supervisory Norms & Transitions | Q7, Q14, Q15 | Medium to Hard |
⚠️ Examiner Trap Alert: Students often confuse the global G-SIB indicators with domestic ones, falsely assuming cross-jurisdictional activity is a primary D-SIB indicator. Always remember that the RBI evaluates strictly on Size, Interconnectedness, Substitutability, and Complexity.
📚 Interactive Question Bank
Select a question to view the expert explanation and answer.
✅ | Core Framework & Designation Rules
Q1In the context of the Indian banking system, what does the designation Domestic Systemically Important Bank (D-SIB) primarily signify?Q2According to the Reserve Bank of India (RBI) framework, at what frequency is the list of Domestic Systemically Important Banks (D-SIBs) reviewed and updated?Q3Which of the following indicators are used by the Reserve Bank of India to determine the systemic importance of a bank for D-SIB designation?Q4Under the RBI’s assessment methodology for D-SIBs, which of the following is NOT a sub-indicator used to measure the 'Interconnectedness' of a bank?Q5If a foreign bank operating as a branch in India is designated as a Global Systemically Important Bank (G-SIB) by its home regulator, how is its additional Common Equity Tier 1 (CET1) capital surcharge in India determined?Q6For the purpose of D-SIB identification, the RBI focuses the assessment on a sample of banks. Which banks are automatically included in this assessment sample?
✅ General Practice
✅ | Capital Surcharges & Bucketing
Q8Based on the Reserve Bank of India's 2025 assessment of D-SIBs, which of the following represents the correct bucket assignment and associated CET1 surcharge for the designated banks?Q9In the 5-bucket structure of the RBI's D-SIB framework, what is the primary purpose of Bucket 5, which carries a
✅ | Assessment Indicators & Metrics
Q10Under the D-SIB framework, the systemic importance score is a composite score. The "Size" indicator, which measures the bank's total assets, carries a weightage of **__** percent in the final score.Q11Consider the following statements regarding the "Too Big to Fail" (TBTF) tag:Q12Which specific indicator is present in the G-SIB (Global) framework by the BCBS but is considered a sub-indicator within the RBI’s D-SIB (Domestic) framework?
✅ | Capital Surcharges & Bucketing
✅ General Practice
Q14Regarding the liquidity requirements for D-SIBs, which of the following statements is correct?Q15What is the transition rule for a D-SIB whose Systemic Importance Score (SIS) falls below the threshold for its current bucket?
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High-Yield Core Concepts
RBI D-SIB Framework Indicators
Assessment relies fundamentally on Size (40%), Interconnectedness (20%), Substitutability (20%), and Complexity (20%).
CET1 Capital Surcharge Allocations
Designated banks are placed into 5 distinct buckets dictating additional capital requirements ranging from 0.20% to 1.00%, with Bucket 5 kept empty as a growth deterrent.
Systemic Risk Buffer Stacking
The designated capital surcharge is strictly additive and must be maintained on top of the minimum CET1 and the Capital Conservation Buffer (CCB).
Too Big To Fail Banks Paradigm
These institutions benefit from lower funding costs due to perceived government backing, which necessitates elevated supervisory oversight to mitigate economic risk.
Semantic Comparison
| Feature / Metric | Domestic Systemically Important Bank (D-SIB) | Global Systemically Important Bank (G-SIB) |
|---|---|---|
| Core Definition | A bank whose distress would disrupt a domestic economy. | A bank whose distress would trigger global financial contagion. |
| Primary Use Case | Determined by national regulators (e.g., RBI) to protect domestic stability. | Determined by the Financial Stability Board (FSB) to protect the international financial system. |
| Exam Importance | Very high yield for RBI Grade B and Bank Promotion Exams. | Frequently tested in advanced international banking modules. |
Frequently Asked Questions
Why is Domestic Systemically Important Bank (D-SIB) critical for Bank Promotion Exams Scale II – V, RBI Exams, SBI PO, and IBPS PO?
It is a consistently high-scoring area. Examiners frequently repeat core concepts from this section, especially regarding capital bucketing and assessment indicators.
Does this mock test cover the full syllabus?
Yes, these questions target the most highly-weighted concepts found in previous years’ papers and recent RBI circulars.
What are the most repeated topics?
Based on our blueprint, Core Framework & Designation Rules and Capital Surcharges & Bucketing carry the highest weightage.
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